SalaryNOW — grow loyalty,
drive engagement,
unlock productivity

A flexible fintech solution to boost loyalty, attract talent, and reduce employee turnover

What is SalaryNOW and how does it work?

SalaryNOW is a modern flexible payroll service that allows employees to access a portion of their already earned wages before the official payday.
It’s not a loan or credit — employees receive their own money that they’ve already worked for.

Why should companies implement SalaryNOW?

Boosting employee motivation and loyalty

According to the survey, 70% of respondents said they would use such a service, and 55% reported increased respect for their employer.
Increased employer attractiveness in the job market
Job applications are 4 times higher at companies that offer flexible access to earned wages.
Reduced employee
turnover

Supporting employees helps retain key talent, which reduces the cost of hiring and onboarding new staff.
What are the benefits of SalaryNOW?
Simple and secure setup
The service is provided by the bank, operates through trusted channels, and fully complies with security and personal data protection requirements.
No extra work for HR or accounting
No need to learn new software, change existing processes, or take on extra work — everything runs within your existing payroll framework.
Effortless for your team
Access to earned wages anytime before payday — no requests, approvals,
or waiting required.
A caring and fair service for your team
Access is limited to wages
already earned
It’s not a loan — employees access their earned wages only.
No interest rates or debt commitments
The service is clear, transparent,
and easy to understand.
Financial support without
the need to ask
The solution offers support in challenging situations without adding extra burden.

Company onboarding process

SalaryNOW_account
  • A bank-delivered service
    To connect the service, contact your partner bank.
    If you're not sure where to start — just reach out to us, and we'll guide you through the available options.
  • Flexible access settings
    The company controls access to the service — you decide who gets it.
  • Familiar accounting — no changes needed
    The accounting team doesn't need to make any changes. Existing processes stay intact, with no added workload.
SalaryNOW_account

Easy access for employees — anytime, anywhere

SalaryNOW_mob
  • Employees earn money daily, and part of their earnings becomes instantly available in the banking app.
  • If needed, employees can instantly transfer the required amount to their main account and use it right away.
  • On payday, the employee receives the remaining earned wages minus the amount already accessed.
SalaryNOW_mob

A high-demand service among businesses and employees

To assess demand, we conducted market research in Uzbekistan and Azerbaijan.

The survey included 1,003 employed respondents aged 18 to 65 in Uzbekistan, and 500 respondents in Azerbaijan.

  • 91.7%
    Respondents have faced the need to request an advance payment.
  • 69.5%
    Respondents are ready to use the SalaryNOW service in the near future.
  • 54.3%
    Respondents believe that implementing SalaryNOW would increase their loyalty to their employer.

How to get started with the service?

The SalaryNOW service is available for connection through partner banks.
Fill out the form below — we’ll get in touch and guide you through the connection process.

Who we are — Simbrella

  • 240 Million
    END USERS SERVED GLOBALLY
  • 25 Countries
    OUR GLOBAL PRESENCE
  • 3 Million
    TRANSACTIONS PER DAY
Unlocking new opportunities for individuals and companies
We are committed to making financial services accessible to everyone — including those underserved by traditional banking systems.

Our solutions help people manage their money more effectively, support the growth of small businesses, and enhance the social responsibility of large enterprises by creating real value for their employees.
Simbrella is an international fintech company founded in 2000, providing innovative financial solutions powered by technology.
Today, Simbrella’s solutions serve over 240 million users across 25 countries, including Uzbekistan.
The company partners with banks across different countries to implement innovative financial solutions such as SalaryNOW — a platform that enables flexible access to earned wages.

This solution helps employees access their earned wages at any time, which is especially important in times of financial uncertainty. In Uzbekistan, the product is already being implemented by several major banks and is delivering real value to both businesses and employees by improving financial well-being and reducing financial stress.

Simbrella makes financial technology simple and meaningful.
The company’s solutions help people access their money when they need it most.
In Uzbekistan and beyond, Simbrella develops tools that strengthen financial resilience, support businesses, and improve the daily lives of millions of users.
Simbrella footprint

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    Call or message us via email or messenger:
    +994 502 912 913
    sales@simbrella.com
    Interested in connecting the service?
    Leave your contact details and we’ll get in touch with you.

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